Sunflower Bank's Club 45 Checking Account has features such as no monthly maintenance fee, free Club 45 check, interest accrued and paid monthly on daily collected balance, monthly imaged statement, financial seminars, occasional trip invitations and special events. Additional features include interest bearing, free personal financial planning consultation, free personal insurance quote, free estate planning consultation, no limit on check writing and easy-to-balance monthly statements. The account also provides a combination ATM/Debit card, free SunNet Online Banking with free Online Bill Pay, free time saving direct deposit and automatic payments, Visa Credit Card, discount on personal loans with automatic payment from checking account and interest premium on most Certificate of Deposit products.