I opened this account with Commerce Bank, and now it's TD. As a simple checking account goes, it's fine. The online interface is fine; the interest is OK. It's easy to use, and though it doesn't come with many perks, it doesn't come with many problems either. Branches/ATMs are fairly common in New York, but they're more prevalent in the Philadelphia area.

In the end, there's nothing more convenient than an ATM deal with Wawa.

This account helps me a lot by earning an interest bearing checkin account that earns its rate based on the market. All you need is 1000$ in your checking account to keep it free of charge. I strongly suggest TD and their banking solution. I'm very please so far with them.

I've just switched to TD Bank and was able to open all 5 accounts I needed. It was a smooth transition and all my automated payments are now with TD. All you need is 1000$ in your checking account to keep it free of charge. I strongly suggest TD and their banking solution. I'm very please so far with them.