Tier One Bank's Insured Savings with Easy Access Account has a plan that will fit the customer's needs and provide a competitive interest rate along the way. Insured Savings with Easy Access has two types of savings account. The Classic Savings Account can be used for large or small deposits and earns a current market rate of interest. Plus, customers always have access to the account funds. When customers maintain a $200 minimum balance, no monthly fee is applicable. The Super Savings Account requires $5,000, which are accessible while earning a better return. The account provides unlimited withdrawals and has tiered rates that allow maximizing earnings without giving up flexibility.