Tier One Bank offers local servicing, competitive rates, personal service and a variety of mortgage products. The bank's online resources are designed to help customers to answer any of their mortgage questions. TierOne's mortgage pre-qualification program helps customers establish a budget before they start shopping for a new home. Customers can choose from a variety of plans that include fixed and adjustable rates, balloons, FHA, VA, rural development, custom construction mortgages and other affordable lending options. They also offer access to mortgage calculators, current interest rates and an online application.