Trustmark National Bank provides student loans for a variety of courses from community college to a four-year college or advanced degree. The bank offers the Federal Stafford Loan which has an interest rate of 6.0% for their Subsidized option (after July 1, 2008) and 6.8% for the unsubsidized loan. Details of fees applicable are provided on the bank's website. The Subsidized loan is determined by the school based on a need analysis which considers the family financial condition, estimated costs of education, and eligibility for other financial aid. The Unsubsidized loan is determined by the school based on estimated costs of education minus eligibility for other financial aid. Family income is not considered.