Auto Loan
from Umpqua Bank
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Umpqua Bank's Auto Loans are fixed-interest rate loans. The loan amount is based on the cash sales price or trade-in value for the new or used car and has a 6 year term. This loan has a 0.50% rate discount provided with auto pay. The minimum monthly payment is principal and interest amortized for the term of loan with the minimum amount due $100. A one time origination fee is charged as well. The late payment fee is $10 on any minimum payment not paid within 10 days after due date in CA and greater of $10 or 5% of any minimum payment not paid within 10 days after due date in WA.
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