Earn 1% cash back for every dollar you spend, plus $10 upon approval and $10 upon making your first purchase. For every $2,500 in purchases on the card, you'll get $25 reward check. In addition, you'll receive a 25% discount at certain car rental agencies, double most manufacturers' U.S. warranties on your purchases, and protect what you buy against theft, accidental damage and fire in the first 90 days after purchase. No annual fee.