Home Equity Credit Line from Union Bank of California
Union Bank's FlexEquity home equity credit account combines credit with a fixed rate loan. As you repay your loan, it is available for borrowing again and again. Borrowers also have the option to fix the rate or stay with variable rates. There are no application fees, annual fees, or closing costs on loans up to $500,000. The bank will lend up to 80 percent of a home's value, less existing mortgages, for values up to $1 million.
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