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Home Equity Loan from Union Bank of California

Union Bank's Basic Home Equity Loan offers a fixed interest rate and predictable payments. There are no application fees, annual fees, or closing costs on loans up to $500,000. The bank will lend up to 80 percent of a home's value, less existing mortgages, for values up to $1 million, or up to 70 percent for values over $1 million.

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