Traditional IRA
from Union Bank of California

A good way to save for retirement if you don't have an employer-sponsored plan or want to supplement an existing plan, the traditional IRA allows your earnings to grow tax deferred; you won't pay taxes on them until withdrawal. Contributions may also be tax-deductible. Investment options from Union Bank include money market savings, CDs, mutual funds, stocks, brokered CD services in which CDs are held by multiple banks, and fixed income securities.