Union Plus's 10-Year Level Term Life helps customers to keep their family secure and provides up to $200,000 of benefits for a monthly premium. Customers can choose their level of protection - from $25,000 to $200,000 - they can select the amount of protection they want to purchase. The premium and benefits (no reduction) are locked-in for 10 years and any payout is in addition to any other benefits the customer may have. No medical exam is required for coverage up to and including $100,000. Customers spouse or domestic partner is also eligible to apply and premiums are waived in case of a strike (conditions apply). This product provides full benefits for both, death by accident or illness anywhere in the world. Accidental Death benefit is an additional feature provided.