Union Plus Bank's Mortgage Loans helps customers to purchase or refinance their homes. Through Chase Home Finance, one of the largest lenders in the U.S., Union members can take advantage of convenient mortgages. The company offers loans such as the 30 year fixed rate, 15 year fixed rate, 7/1 Libor ARM and the 5/1 Libor ARM. Union has mortgage programs for borrowers with "less than perfect" credit and down payments as low as 5% - and even lower for qualified buyers. The company provides an easy application process for Chase mortgages - over the phone, in-person or online. Parents and children of union members are also eligible for Union Plus mortgages. Interest rates, calculators and other resources for home buyers are available on the banks website.