Federal Stafford Loan
from US Bank

The US Bank Federal Stafford Loan is a student loan that comes in subsidized or unsubsidized varieties. The subsidized loan is need-based and allows you to pass accrued interest payments to the government while you're in school. The unsubsidized loan allows you to defer interest payments until after you finish school. Payments start six months after graduation. In most cases, US Bank covers the origination and default fees.

Today's Top Products

Federal Stafford Loan Reviews

4.0
Jan 5, 2009 2:54 pm

US Bank has made it very easy for me to obtain both my subsidized, and unsubsidized Stafford loans. I have found that their loan programs have been much easier to deal with than their regular banking. My branch has a dedicated team for student loans and have always been able to answer my questions. Going through US Bank has been much better than my experience with My Rich Uncle.

4.0
Dec 2, 2008 7:17 pm

Good bank with helpful customer service reps who helped me navigate my student loans!

5.0
Nov 26, 2008 11:11 am

I don't know if I would be able to go to school without these loans. I'm not a fan of our current government, but thank goodness for government loans! It is very difficult to get a loan when you are young and have no credit, or money. As long you qualify for financial aid, you can get these loans. I think the best part of it, is not having to pay them off until after you graduate. If your loan is unsubsidized, you have to pay interest while you are in school, but it's not a lot and is very affordable to a majority of college students. If you qualify for it, take adavantage of it!
Read More

5.0
Nov 15, 2008 11:21 am

Stafford loans helped me out tremendously. They were the only way that I could pay my way through school while still working. They are by no means a free ride, you still need to work to make ends meet, but the extra money and the deferral options make these loans an A+ for students.

5.0
Nov 5, 2008 7:39 pm

The Federal Stafford Loan allowed me to complete my education when I had few options. I was able to pay it off quickly after graduation

5.0
Oct 23, 2008 12:13 pm

The subsidized loan is nice as the government pays your interest for you in the time that you're enrolled. You don't even have to begin making payments until you're 6 months graduated. If you do all of this through US Bank, they knock off .25% of the interest rate if you set up automatic payments through your US Bank checking or savings account.

Rate and review Federal Stafford Loan from US Bank - Tell us what you think:

Drag

Not Rated
Submit

Have a Questionabout Student Loans?

Submit_btn_community

MarkKantrowitz answered msapplewood's question:

Guru
MarkKantrowitz answered:

You can report this to the National Fraud Information Center (www.fraud.org...

Find the best student loan for you

You can sort by:
  • Rating
  • Reviews Count
Sm_go
Type Today Week Ago
15 Year Fixed 4.73% 4.73%
30 Year Fixed 4.98% 4.98%
1 Year ARM 3.99% 3.99%
5/1 Year ARM 4.51% 4.51%
Type Today Week Ago
Line of Credit 4.50% 4.50%
10 Year Loan 7.68% 7.68%
15 Year Loan 7.83% 7.83%
Type Today Week Ago
Interest Checking 0.33% 0.33%
Money Market/Savings 0.58% 0.58%
12 Month CD 2.02% 2.02%
60 Month IRA CD 2.94% 2.94%
Type Today Week Ago
Cash Back Cards 10.60% 10.60%
No Annual Fee Cards 10.97% 10.97%
Reward Cards 11.52% 11.52%
Small Business Cards 10.60% 10.60%
Student Cards 13.15% 13.15%
Platinum Cards 10.94% 10.94%
Provided by Informa 01.09.09