I like my US Bank Visa card. I can use it as Debit for faster transactions, or as a credit card at places that don't accept Debit. It has rewards, but I don't spend enough to earn any. I like the personalization feature, because I got a cool flower on my card, instead of the plain black or silver that everyone else has.

I have never had any problem with my US Bank Visa card. Not only is the card accepted everywhere, but it's encouraged at most places I frequent. The Rewards program doesn't pay much, but it is nice to earn an extra $10 after a few months of spending. Additionally, US Bank has always sent my an updated card when a new one comes out--a nice touch.