USAA is great when it comes to insurance but cannot compete when it comes to brokerage services. I made the mistake of opening my IRA with USAA instead of with TD Ameritrade and have been frustrated with USAA's services from day one. My regular trading account is with TD Ameritrade and I love their platform... especially with the addition of thinkorswin. USAA does not have a platform that can compare and the fees are not as competative.

If you like to trade anything other than mutual funds, I recommend chosing TD Ameritrade or Interactive Brokers.