Golden Statement Savings
from Valley National Bank

The Golden Statement Savings Account offers higher interest rates than standard statement savings accounts with a higher initial deposit. This account provides for alternative access via check card, ATM and Online Banking. Customers will receive a checkbook style register to keep track of deposits and withdrawals, and a monthly statement. The account has unlimited deposits and withdrawals, minimum initial deposit $1000 and no service fees if customers keep a daily collected balance of $1000 per quarter. If between $100 and $1000, regular Passbook rate will apply. If below $100; $6 quarterly fee applies and no interest will be paid for any day the daily balance falls below $100, or if the account is closed before the end of the quarter. Also, the interest is compounded daily, paid quarterly,and you are eligible for alternative banking privileges and direct deposit.

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Provided by Informa 01.09.09