Absolute Checking from Viewpoint Bank
Viewpoint Bank's Absolute Checking Account provides a tiered interest structure to customers. The interest calculation method is done on daily balances with interest paid monthly. The minimum amount to earn APY is divided into slabs of Up to $50,000, $50,001 to $100,000 and Over $100,000 in this account. APY is tiered and based on applicable account requirements. Non-qualifying accounts will earn the lowest APY quoted. The bank has provided and account disclosure for terms and conditions on their website.
Absolute Checking Reviews
zenith191 said 11 months ago
In order to qualify for the 4% APY there are certain requirements you must meet. One is 15 debit card transactions within the month but be careful. Towards the end of the month their system will deliberately delay posting any transactions until the following month (by as much a three days) in order to avoid paying you interest. Also, the interest is not paid immediately. It is delayed for a month. So November's interest will not be paid at the beginning of December as you would expect but would be paid at the end of December.
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