This account is a great acccount! Who wouldn't want to earn interest on their checking accounts. You only have to keep a minimum balance of 1000.00 dollars to not get charged a service fee and you get free official checks and money orders. You also get a gold wachovia check card in which you can choose to have rewards or not. The best thing about it is that you can take up to 1000.00 dollars out of the atm where as regular account holders can only take i think 4 or 5 hundred.