I have been with Wachovia for almost 4 years now and I have loved it from the start. You cannot beat their customer service. They are always willing to bend over backward for you and they aren't from India so you can understand them. Their checking accounts are great and they give you the most that a bank can give you. I also like that you can link it with your way to save account so you save without even knowing it! I would recommend Wachovia products to anyone!