I opened up a Wachovia Crown Classic Checking account about a year ago, after moving to a new neighborhood and discovering that Wachovia was the closest bank. I also did extensive online research to find the best product for me. The Crown Classic Checking account fits the bill. As long as you maintain a combined balance of $1,000 in checking/savings and/or money market accounts, practically everything is free, which is what I like. There's also a free basic sized safety deposit box, which can cost a significant amount of money at other institutions. I have also been VERY IMPRESSED with Wachovia's customer service. They have personally called me after transactions to inquire about the level of service I received and to ask if I was satisfied. The tellers and other personnel go out of their way to make sure all your questions are answered. So far, I am very satisfied with the Crown Classic package. If you are over 50, signing up for this account is a no-brainer.