The Federal Graduate PLUS Loan from Wachovia Bank is a low interest loan for graduate and professional students. It covers up to 100% of your total cost of education with an immediate reduced fixed interest rate of 7.9%.
I was so upset when I learned I needed a student loan. I thought for sure I would be in debt forever. Boy I was surprised when I discovered all the different ways to repay! Not to mention there's only a 7.9% interest rate!! And it's fixed!
This is the only school loan i have ever taken out. The people are helpful over the phone. They appruved me regardless of my credit. They provide good amounts of money with no intrust till you graduate.
Few years ago, my financial situation wasn’t so optimistic. I really had troubles to make ends meet. Fortunately, the Federal Graduate PLUS Loan helped me to continue my education and enabled me to feel the benefits of life. Someone said: “The freedom of spirit…is indispensable while learning”. Wachovia Bank lets you to choose spending money in your way and covers all costs of learning. When loaning money, a fixed interest rate is the best thing you can get and Federal Graduate PLUS Loan has it. My recommendation for those who hesitate is not to worry, because you won’t even notice that you are having a loan.
When I began school I didn’t know what financial institution to select, so I chose the one that I had a good experience with, Wachovia. I’ve had my student loans for nearly 5 years and haven’t had one bad experience. I can remember when I was running into some financial difficulties, I phoned the customer service department and told them my story. The rep’s were empathetic and extended my due date several weeks. Highly recommend.
this is a great student loan for a number of reasons. You get a 0.25% interest rate reduction for automatic payment deduction from any bank account. There is also a nice fixed interest rate of 7.9% so you won't have to worry about variable rates skyrocketing from time to time. Last but not least you get special savings during your repayment from wachovia
| Type | Today | Week Ago |
|---|---|---|
| 15 Year Fixed | 4.62%  |
4.67% |
| 30 Year Fixed | 5.15% | 5.15% |
| 1 Year ARM | 3.48% |
3.51% |
| 5/1 Year ARM | 3.62% |
3.68% |
| Type | Today | Week Ago |
|---|---|---|
| Line of Credit | 4.89%  |
4.88% |
| 10 Year Loan | 7.47% | 7.47% |
| 15 Year Loan | 7.61% |
7.60% |
| Type | Today | Week Ago |
|---|---|---|
| Interest Checking | 0.28% | 0.28% |
| Money Market/Savings | 0.38% | 0.38% |
| 12 Month CD | 1.13%  |
1.15% |
| 60 Month IRA CD | 2.40% |
2.41% |
| Type | Today | Week Ago |
|---|---|---|
| Cash Back Cards | 12.66% |
12.68% |
| No Annual Fee Cards | 12.08% |
11.97% |
| Reward Cards | 12.75% |
12.61% |
| Small Business Cards | 11.01% |
10.94% |
| Student Cards | 13.77% |
13.49% |
| Platinum Cards | 12.26% |
12.11% |
