This parent plus loan is very helpful for children's education. When i put this type of loan i very much feared about the future and interest rates but this get rid of me from all fears.they are giving loan even for books but not for the other educational related expenses. this is the little drawback. but other than that good plan i would recommend to those who want to apply bank loan. the students are very much needful for the higher education. It makes many student's futuer very brighter. thank you.