Ok, there is really nothing "high performance" about Wachovia's high performance savings account. My annual yield is less than 1% - which is abysmally low.

So why do I do it? Because it's so easy to move money between my Wachovia checking account and the savings account...it's effortless. So rather than using a superior Money market product virtually anywhere else, convenience and laziness have conspired against me. So I will take my revenge by giving Wachovia "High performance" money market a "1" for lousy performance.