Home Equity Loan from Wachovia Bank
Wachovia Bank's Home Equity Loan is for those who want to borrow a specific dollar amount against the equity in your home. In Texas, it is available for both homestead and non-homestead properties, and you may borrow up to 80% of the value of your homestead property. In all other states, there is a fixed rate for the life of the loan. For both, there are loan terms of up to 30 years with a $10,000 minimum loan amount.
Home Equity Loan Reviews
The home equity loan application and servicing process are fairly good. The rates offered through Wachovia's home equity program are competitive. My home equity loan was priced substantially below the average as reported by bankrate.
The servicing is great. But, since I am a wachovia checking account holder too, it would be nice to have better integration between the checking account and loan products.
Rate and Review Home Equity Loan from Wachovia Bank
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