I just got this card for my son and I think that the visa buxx is a great card because my son is so iresponsible and when he hang out with his friends most of the time he leaves his money at home or he does not go to the bank before he goes and most of the time when he get to where he is going or when he is on his way to where he is going he will call me and ask me to go to the bank and get him some money out and bring it to him, wasting my time, now this way with the visa buxx card I can transfer money to his card within a matter of seconds and he will have money instantly. I think that this card is great.