I opened an account at Wachovia because the have a branch and ATM in the lobby of my office building. The Way2Save thing was just an afterthought. So far, I've accumulated a tidy little nest egg - OK, mad money - in the account. I never think about, then I get a statement with a balance. Also will draw from Way2Save first, at no charge, if you have an OD.

I am a bit indifferent on the Way2Save savings account. This may be due to my loyalty to a competitor bank. In any event, I do have this account with a little bit of cash in it. I receive my statement monthly and I am not seeing a huge increase from month to month. I need to continue using the account more to see more happen. But, from the spending that I have done, those dollars do add up. It is a nice benefit to be able to automatically save though b/c I honestly can say that I am not good at depositing and retaining money in my savings account. This makes it a more automatic process for me.

This is a great account. $1 is automatically transferred from your checking account to your savings account each time you use your Visa checkcard. Personally, I always use my checkcard for all transactions, so I've accumulated a lot since I opened my account in January. The best thing about this account is the interest rate--usually above what the other banks are providing--plus this account offers a savings bonus annually.

I LOVE the upfront rate that you get. Better than having to keep the account for years before anything happens with it if you know what I mean. It's quite satisfying to get immediate results from your savings you'll find.