Wal-Mart Money offers two cards with no annual fee - the Wal-Mart Discover and the Wal-Mart Credit Card. These cards have minimum monthly payments and are offered on Walmart.com with purchases of $250 or more through December 31, 2008. Purchase must be made with a Wal-Mart® Discover or Wal-Mart Credit Card only. There is no interest if paid in 12 months on any Walmart Credit Card (minimum payments required). More details are available on the company's website.