I love Washington Mutual, and I have used them as a bank for years. However, this is probably one of the best interest rates I have found anywhere. I use this as my main savings account, and can not find a better deal than this. I also love the automatic transferring of funds. I used to have huge overdraft fees with the last cheching account I used, but I have since canceled that account. This feature protects me from that, and it has come in useful many times.