Basic Checking
from Wells Fargo

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A standard checking account, they'll waive the $5 monthly fee if you maintain a daily balance of $1,000 or opt for direct deposit. A minimum opening balance of $100 is required and customers have access to Wells Fargo Online Bill Pay and can receive a 0.25% APR discount on select loans if you pay them down automatically from your checking account.

Basic Checking Reviews

1.0
Nov 27, 2008 10:29 pm

Wells Fargo is a BAD bank to work with unless you are a person that has a large sum of money in your checking account. They are rude, hard to work with, and their services online take hours to get through to what you need!

5.0
Nov 24, 2008 1:03 am

I've had basic checking with Well Fargo for over 20 yrs, opened the account for direct deposit of my Air Force pay. My mortgage and auto payments were deducted monthly with no problems. When I've had occasion to call customer service they've been professional and resolved my issue or given me the proper action required to resolve it.
The online banking site is easy to use, allows for the tracking of spending. Also included with this account is a VISA check card, at no charge.
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4.0
Nov 24, 2008 12:19 am

I had a great experience with this bank and my checking account. When my debit card was stolen, they handled everything right away and helped reverse all the fraudulent charges immediately. I didn't have any problems when I used this bank.

1.0
Nov 17, 2008 10:12 am

I would not recommend anyone use Wells Fargo who doesn't have a minimum of 10,000 dollars in their account. They repeatedly held my husband's paycheck (which was direct deposit from the Army) until it was spent in overdraft charges. They charge you for everything including to talk to them on the phone and then charge an overdraft fee on that charge. They made us loose over a thousand dollars in half a year!
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5.0
Nov 6, 2008 10:34 am

I have had a basic checking account with Wells Fargo for almost 5 years now and have been completely satisfied with it the entire time. There are no unexpected fees and no monthly fees. Their online system is very easy to use and makes checking my account very convenient. Also, the customer service at both their bank branches and their toll-free number have always been superb. I would recommend Wells Fargo to anyone who is looking for a basic checking account.
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1.0
Nov 3, 2008 11:39 pm

I had this account for a little over a year. The bank failed to notify me about a slew of associated fees and I quickly found myself dealing with unjustifiable debt that could not be fought. This account, this bank in general is one that I would suggest people stay FAR AWAY FROM!!!

5.0
Nov 1, 2008 5:56 am

To be Frank with you, I have had Wells Fargo as my Bank for ages. I have never had a problem, you have everything you need online which is the best option. You can call them anytime as well. You do get a debit card yes, its handy and they have rewards programs you can add on to your checking account as well if you would like. I would recommend Wells Fargo to everyone. Fast drive through, friendly people, you cant beat it!
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5.0
Oct 21, 2008 12:42 pm

Wells Fargo basic checking comes with a number of benefits. You can view balances and statements and transfer funds online for free with a basic checking account to make things that much easier. You also get my spending report makes it easy to track your spending. You also receive a standard gold check card with which you can make purchases at millions of locations worldwide and online or just use it to get cash. You can choose to earn points toward airfare, merchandise, and more. You can even protect this checking account from overdrafts with an eligible Wells Fargo savings account, Wells Fargo credit card, or line of credit. As the above description reads, you can also get some apr off Wells Fargo loans by linking payments from your account. All in all Wells Fargo checking makes for an all inclusive and well rounded system.
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