With the Cash Back College Card from Wells Fargo you can shop online, buy your books, pay your bills, and be prepared for emergencies. This card works with a college student's budget, offering low introductory rates and no annual fee.
This card also offers a full 1% cash back on credit card purchases, plus the option to earn more with your check card.
| Annual Fee | No Annual Fee |
|---|---|
| Purchase APR | As Low As 12.65 % , Variable |
| Balance Transfer APR | 5.90 % |
| Balance Transfer Period | Up to 6 months |
| Introductory APR | 5.90 % |
| Intro Period | Up to 6 months |
| Card Type | Cash Back |
| Cash Back percentage | Up to 1.00 % |
| Grace Period | 25 Days |
| Reward Information | |
|---|---|
| This card offers a full 1% cash back on credit card purchases, plus the option to earn more with a check card. | |
| Conditions | |
| Introductory APRs range from 7.90% to 13.90% for the first 6 billing periods the account is open. The purchase APR is determined by adding a margin ranging from 9.90 to 16.90 percentage points to the Index Rate. The standard APRs for purchases are subject to minimum rates ranging from 15.65% to 22.65% and will not decrease below the applicable minimum rate regardless of changes to the Index Rate. The standard APRs on cash advances and overdraft protection advances are subject to a minimum rate of 23.49% and will not decrease below 23.49% regardless of changes to the Index Rate. Transaction Fees for Cash Advances: 4% of the amount of each SUPERCHECKSTM advance, ATM advance or advance through the Wells Fargo Online® banking program or customer service ($10.00 minimum). 4% of the amount of any advance obtained in person at a participating financial institution or each advance through any other source ($20.00 minimum). Balance Transfer Fee: There is a fee of 3% of the amount of each balance transfer, but not less than $5. The maximum BT fee is $99 for each balance transfer made in the first 30 days the account is open. Late Payment Fee: $20 on balances less than $250; $29 on balances of $250 - $499.99; and $39 on balances of $500 and over. | |
| Benefits | |
| Automatic car rental insurance |
The rate information on this page is powered by Informa Research Services, Inc. © 2008, and was last updated 11/08/2009 3:05:15 AM . This information has been obtained from various financial institutions, and Informa Research Services cannot guarantee its accuracy. The information includes financial product data that was in the Informa Research Services database at the time of publication, and may not reflect all of the products available in your region. Before acting on the information shown on this page, contact the financial institution to verify the accuracy of the data. When contacting financial institutions, always mention FiLife.com to ensure you receive the preferred Internet rate. Contact pduncan@informars.com to have your rates included in this chart.
| Type | Today | Week Ago |
|---|---|---|
| 15 Year Fixed | 4.62%  |
4.67% |
| 30 Year Fixed | 5.15% | 5.15% |
| 1 Year ARM | 3.48% |
3.51% |
| 5/1 Year ARM | 3.62% |
3.68% |
| Type | Today | Week Ago |
|---|---|---|
| Line of Credit | 4.89%  |
4.88% |
| 10 Year Loan | 7.47% | 7.47% |
| 15 Year Loan | 7.61% |
7.60% |
| Type | Today | Week Ago |
|---|---|---|
| Interest Checking | 0.28% | 0.28% |
| Money Market/Savings | 0.38% | 0.38% |
| 12 Month CD | 1.13%  |
1.15% |
| 60 Month IRA CD | 2.40% |
2.41% |
| Type | Today | Week Ago |
|---|---|---|
| Cash Back Cards | 12.66% |
12.68% |
| No Annual Fee Cards | 12.08% |
11.97% |
| Reward Cards | 12.75% |
12.61% |
| Small Business Cards | 11.01% |
10.94% |
| Student Cards | 13.77% |
13.49% |
| Platinum Cards | 12.26% |
12.11% |
