This credit card is open to students ages 18 and older who are enrolled in a two-year or four-year college or trade school. There's no annual fee and you can track your spending with My Spending Report, a free online service from Wells Fargo.
| Annual Fee | No Annual Fee |
|---|---|
| Purchase APR | As Low As 11.65 % , Variable |
| Balance Transfer APR | 5.90 % |
| Balance Transfer Period | Up to 6 months |
| Introductory APR | 5.90 % |
| Intro Period | Up to 6 months |
| Card Type | Student |
| Grace Period | 25 Days |
| Reward Information | |
|---|---|
| Optional Wells Fargo Rewards Program $19 Annually. | |
| Conditions | |
| Your APRs for purchase, cash advance and overdraft protection balances may vary. The purchase APR is determined by adding a margin ranging from 5.90 to 15.90 percentage points to the Index Rate. The standard APRs for purchases are subject to minimum rates ranging from 11.65% to 21.65% and will not decrease below the applicable minimum rate regardless of changes to the Index Rate. The standard APRs on cash advances and overdraft protection advances are subject to a minimum rate of 23.49% and will not decrease below 23.49% regardless of changes to the Index Rate. Transaction Fees for Cash Advances: 4% of the amount of each SUPERCHECKSTM advance, ATM advance or advance through the Wells Fargo Online® banking program or customer service ($10.00 minimum). 4% of the amount of any advance obtained in person at a participating financial institution or each advance through any other source ($20.00 minimum). Balance Transfer Fee: There is a fee of 3% of the amount of each balance transfer, but not less than $5. The maximum BT fee is $99 for each balance transfer made in the first 30 days the account is open. Late Payment Fee: $20 on balances less than $250; $29 on balances of $250 - $499.99; and $39 on balances of $500 and over. | |
| Benefits | |
| Early Warning Service for Suspicious Activity Lost Credit Card Service |
The rate information on this page is powered by Informa Research Services, Inc. © 2008, and was last updated 11/08/2009 3:05:14 AM . This information has been obtained from various financial institutions, and Informa Research Services cannot guarantee its accuracy. The information includes financial product data that was in the Informa Research Services database at the time of publication, and may not reflect all of the products available in your region. Before acting on the information shown on this page, contact the financial institution to verify the accuracy of the data. When contacting financial institutions, always mention FiLife.com to ensure you receive the preferred Internet rate. Contact pduncan@informars.com to have your rates included in this chart.
I currently use this visa card, it has a nice limit and a low interest rate. It has no annual fees, and free online management. It also has cash back rewards. Wells Fargo is a great bank and is one of the few not affected by the closing of the other lending companies.
I got this card my freshman year in college and have been very happy with it. At one point someone gained access to my account that did not have permission to do so and the customer service at Wells Fargo was very helpful in preventing any damage to my credit.
I started off with this card from Wells Fargo when I was first out of high school, and never changed it or the account. Any time I had big purchases made on the account or unusual activity, I was contacted right away to avoid fraud. The customer service with the Wells Fargo cards has always been great, and I plan on sticking with this card even though I'm no longer in college.
| Type | Today | Week Ago |
|---|---|---|
| 15 Year Fixed | 4.62%  |
4.67% |
| 30 Year Fixed | 5.15% | 5.15% |
| 1 Year ARM | 3.48% |
3.51% |
| 5/1 Year ARM | 3.62% |
3.68% |
| Type | Today | Week Ago |
|---|---|---|
| Line of Credit | 4.89%  |
4.88% |
| 10 Year Loan | 7.47% | 7.47% |
| 15 Year Loan | 7.61% |
7.60% |
| Type | Today | Week Ago |
|---|---|---|
| Interest Checking | 0.28% | 0.28% |
| Money Market/Savings | 0.38% | 0.38% |
| 12 Month CD | 1.13%  |
1.15% |
| 60 Month IRA CD | 2.40% |
2.41% |
| Type | Today | Week Ago |
|---|---|---|
| Cash Back Cards | 12.66% |
12.68% |
| No Annual Fee Cards | 12.08% |
11.97% |
| Reward Cards | 12.75% |
12.61% |
| Small Business Cards | 11.01% |
10.94% |
| Student Cards | 13.77% |
13.49% |
| Platinum Cards | 12.26% |
12.11% |
