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Collegiate Loan from Wells Fargo

This student loan has no annual maximum (though the aggregate loan limit is $120,000, including all educational debt) and there's no need to start repaying it until six months after you graduate. Payment goes directly to your school, and your financial aid officer must certify the loan. You can lower your interest rate by 0.50% if you pay your loans automatically from a Wells Fargo checking or savings account.

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