Federal Stafford Loan
from Wells Fargo

Wells Fargo offers fixed rate student loans for undergraduates. Since it's fixed, the rate won't change over the life of the loan and no payments are due until six months after you leave school or drop to less than half-time status. Dependent students can borrow up to $5,500 a year in their third year of school while independent student can borrow up to $10,500 a year from the third year.