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Secured Visa Card from Wells Fargo

This card is ideal for customers with no credit history or those who've been denied credit cards in the past. Your credit line is tied to a deposit you make into a collateral account (anywhere from $300-$10,000). You'll still need to make monthly payments on anything you charge, but after 12 months, you'll be eligible for an unsecured card, and your initial deposit will be returned to you. This card carries an annual fee of $18.

Secured Visa Card Reviews

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PepperWater
Newcomer
2.0

Not bad but they harass you bad if you miss a payment. I wouldn't use them again.

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Review Secured Visa Card from Wells Fargo

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Today’s Rates

Type Today Week Ago
15 Year Fixed 4.62% Rates_down 4.67%
30 Year Fixed 5.15% 5.15%
1 Year ARM 3.48% Rates_down 3.51%
5/1 Year ARM 3.62% Rates_down 3.68%
Type Today Week Ago
Line of Credit 4.89% Rates_up 4.88%
10 Year Loan 7.47% 7.47%
15 Year Loan 7.61% Rates_up 7.60%
Type Today Week Ago
Interest Checking 0.28% 0.28%
Money Market/Savings 0.38% 0.38%
12 Month CD 1.13% Rates_deposit_down 1.15%
60 Month IRA CD 2.40% Rates_deposit_down 2.41%
Type Today Week Ago
Cash Back Cards 12.66% Rates_down 12.68%
No Annual Fee Cards 12.08% Rates_up 11.97%
Reward Cards 12.75% Rates_up 12.61%
Small Business Cards 11.01% Rates_up 10.94%
Student Cards 13.77% Rates_up 13.49%
Platinum Cards 12.26% Rates_up 12.11%
Provided by Informa 11.06.09

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