Unsecured Personal Line of Credit
from Wells Fargo

A Wells Fargo Unsecured Personal Line of Credit gives consumers the option of borrowing between $5,000 and $25,000, when needed, to cover expenses without taking out a separate loan. Lines of credit have variable APRs but the rates are usually lower than a traditional loan. The charge for using a line of credit is $25 a year and borrowers must pay a minimum of $25 a month or one-twentieth of the outstanding principal plus accrued interest.

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Unsecured Personal Line of Credit Reviews

1.0
bmozaffari said:
Jan 6, 2009 5:20 pm

I have a FICO credit score of 777, an annual gross income of $170k and have over $150k in CD and other investments with others banks. I applied for a $10k line of credit from them and was rejected on the grounds that my credit history is too short (it's 7 years). I'm still getting over the shock and looking for more information but they won't answer over the phone and it looks like a dead-end. …My advice? Save time and don't taint your credit report, go somewhere else.
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3.0
johnb said:
Sep 18, 2008 11:24 am

I really liked the sound of Wells Fargo unsecured personal line of credit. After a lot of paper work and hassle i was rejected. But the APR rates they had were good.

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