West Suburban Bank offers Visa, Classic and Gold Credit Card options. The bank's Visa Gold and Visa Classic combine the benefits of no annual fee with low annual percentage rates. The Visa Classic card is provided with $100,000 in travel accident insurance. The bank's Visa Gold cardholders receive benefits such as $500,000 in travel accident insurance, higher credit lines, purchase security, 24 Hour cash/card replacement, lost luggage assistance, medical and legal referral assistance. Visa also offers discounts through their website, as well as a way to search for businesses that allow customers to make one-time payments, or set up recurring payments to certain billers via their Visa debit or credit card.