Some further thoughts:

Ms. Ormand has recently been criticized for saying that having 6 months of ready cash available for emergencies wasn't enough & that folks should have at least 10 months! Well, look at my list above & you will see 10+ years of available savings.

Suzie was wrong & her critics were complete IDIOTS. 10 months is not nearly enough. You need 10+ years! Suzie, be *more* conservative & keep up the good work!

PS. Remember Scrooge McDuck (Donald's uncle)? He wanted 100 feet of money in his bank vault. An enviable goal. But, he was just a bit over obsessed. Just remember to ensure that you still have time & money to enjoy life.

(Note: there are zillions of things to do that cost very little money. Ex. Tonight, 1:00 AM ~ 5:00 AM ... Persiad Metior Shower! I'll be out there watching the show, will you?)

David Ecale