Another week, another huge, frightening drop in the stock market. This Friday, let's keep the news wrap nice and gentle.
Go With the Flow: Making smart decisions about spending money can sometimes be difficult. That's why blogger No Credit Needed created this simple flowchart for consumers to follow.
Sneak in Some Savings: Don't you hate when something you buy goes on sale not long after? Turns out several retailers have policies on giving you the markdown in a certain time frame. This post lays out the details. (via The Wallet)
The "Why Didn't I Think of This First?" Moment of the Day: A couple from NYC started a site to sell some paintings. What's so special about it? They create paintings of specific items or trips they want and price them at the equivalent. Slice of pizza? Sold for $3. Gambling money? Sold for $300. Yes, sold. People are really buying the paintings. Check out what they've already sold here.
-- Susie Bafico
| Type | Today | Week Ago |
|---|---|---|
| 15 Year Fixed | 4.62%  |
4.67% |
| 30 Year Fixed | 5.15% | 5.15% |
| 1 Year ARM | 3.48% |
3.51% |
| 5/1 Year ARM | 3.62% |
3.68% |
| Type | Today | Week Ago |
|---|---|---|
| Line of Credit | 4.89%  |
4.88% |
| 10 Year Loan | 7.47% | 7.47% |
| 15 Year Loan | 7.61% |
7.60% |
| Type | Today | Week Ago |
|---|---|---|
| Interest Checking | 0.28% | 0.28% |
| Money Market/Savings | 0.38% | 0.38% |
| 12 Month CD | 1.13%  |
1.15% |
| 60 Month IRA CD | 2.40% |
2.41% |
| Type | Today | Week Ago |
|---|---|---|
| Cash Back Cards | 12.66% |
12.68% |
| No Annual Fee Cards | 12.08% |
11.97% |
| Reward Cards | 12.75% |
12.61% |
| Small Business Cards | 11.01% |
10.94% |
| Student Cards | 13.77% |
13.49% |
| Platinum Cards | 12.26% |
12.11% |
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