401ks are retirement savings accounts established by employers, largely corporations, where employees elect to contribute a percentage of their salary. Those contributions are automatically deducted from your paycheck, before you’ve paid any income taxes. Employers might also make contributions on behalf of their workers, usually to match employee contributions, but sometimes whether workers put any of their own money in or not. The money is held in a personal account, which the owner can place in mutual funds and other investments that employees choose from the plan’s menu. Everything inside the 401k grows tax-free; account owners pay income taxes on contributions and earnings once they take the money out in retirement.

5.0

401k by Edward Jones

Edward Jones provides a 401k Retirement Plan Rollover to help meet your needs for saving for retirem... Read More »

5.0

401k by Vanguard

Offered by low-cost mutual fund champion Vanguard, companies using this retirement plan will freq... Read More »

4.0

401k by Charles Schwab

Schwab offers 401k products for any sized company. Investments inside may include anything from Schw... Read More »

4.0

Individual 401k by Wells Fargo

If you’re a small business owner that makes less than $185,000 per year and you don’t have any emplo... Read More »

4.0

401k by Fidelity

Fidelity offers a Self-Employed 401(k) that has no set-up fee or annual account fee. You can make ta... Read More »

2.5

401k Plan by Nationwide

A Nationwide 401k Plan gives you a great tax-advantaged way to save for retirement, most commonly if... Read More »

0.0

401k by AIG

Through AIG Retirement, AIG currently serves more than 26,000 employer groups with its 401(k) and... Read More »

0.0

401k by T. Rowe Price

Baltimore-based T. Rowe Price offers 401(k) and other retirement plan administration with access ... Read More »

Question about 401k? Post a question to Michael, our 401k guru.

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Michael answered frazzled-mom's question:

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Michael answered:

Frazzled-Mom, Yes, you can still default on your 401(k) loan while you are ... Read More »

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The rate information on this page is powered by Informa Research Services, Inc. © 2008, and was last updated 08/20/2008 5:03:00 AM. This information has been obtained from various financial institutions, and Informa Research Services cannot guarantee its accuracy. The information includes financial product data that was in the Informa Research Services database at the time of publication, and may not reflect all of the products available in your region. Before acting on the information shown on this page, contact the financial institution to verify the accuracy of the data. When contacting financial institutions, always mention FiLife.com to ensure you receive the preferred Internet rate. Contact pduncan@informars.com to have your rates included in this chart.

Provided by Informa 08.20.08