Wednesday Apr 8, 2009
These days it's more important than ever to give your 401(k) account a bit of attention. In this market, what should you do with your 401(k)? Who can even understand their 401(k) statement? Relax. Here are 7 easy ways to rescue your 401(k) retirement plan
Friday Nov 6, 2009
Brett Arends offers advice for protecting your money, your home and your retirement funds before an impending layoff.
Saturday Oct 31, 2009
Should you consider returning your minimum required distribution funds?
Monday Oct 26, 2009
Many Americans have no idea how much they should save for their retirement and how much they can safely withdraw each year during retirement without the risk of running out of money. Recent studies have shed light on this very important issue.
Thursday Oct 22, 2009
Business are quietly bringing back their match on employees' 401k contributions.
Wednesday Oct 21, 2009
Investors might be surprised by how much their retirement account has rebounded, even if they're not completely recovered.
Saturday Oct 17, 2009
More business are moving from the old model of employees running their 401ks and are taking control.
Tuesday Oct 6, 2009
Maybe the best that can be said about the effect of last year 's market crash on average 401(k) balances is: It could have been worse.
Wednesday Sep 30, 2009
Should you try to beat the market? Historically, this has been difficult. Yet recent performance of passive investing isn't encouraging either. Deciding focuses on how much risk you are willing to take to try to get potentially higher returns.
Friday Sep 25, 2009
401k investors do significant damage to their retirement portfolios by chasing performance. Investors should have a disciplined plan that adjusts equity allocations as portfolio holders age.
| Type | Today | Week Ago |
|---|---|---|
| 15 Year Fixed | 4.62%  |
4.67% |
| 30 Year Fixed | 5.15% | 5.15% |
| 1 Year ARM | 3.48% |
3.51% |
| 5/1 Year ARM | 3.62% |
3.68% |
| Type | Today | Week Ago |
|---|---|---|
| Line of Credit | 4.89%  |
4.88% |
| 10 Year Loan | 7.47% | 7.47% |
| 15 Year Loan | 7.61% |
7.60% |
| Type | Today | Week Ago |
|---|---|---|
| Interest Checking | 0.28% | 0.28% |
| Money Market/Savings | 0.38% | 0.38% |
| 12 Month CD | 1.13%  |
1.15% |
| 60 Month IRA CD | 2.40% |
2.41% |
| Type | Today | Week Ago |
|---|---|---|
| Cash Back Cards | 12.66% |
12.68% |
| No Annual Fee Cards | 12.08% |
11.97% |
| Reward Cards | 12.75% |
12.61% |
| Small Business Cards | 11.01% |
10.94% |
| Student Cards | 13.77% |
13.49% |
| Platinum Cards | 12.26% |
12.11% |
I think that the last paragraph sums up the article. Process is more imporant than performance. Having a consistent, documented process is important when selection and replacement decisions are being made.