As airlines look to clear their balance sheets, frequent flier miles are an easy thing to cut. Are yours in jeopardy?

Credit card transfer offers for 12+ months with no fees and 0% used to flood our mailboxes. Then the credit crunch changed everything. What will balance transfer offers look like in the future considering the rules of the game have changed dramatically?

Chase will be raising mimimum payments on some of their credit card accounts to an eye-popping 5% this month. Some consumer advocates and legislators have cried foul. Chase's actions, however, should viewed as tough medicine.

Fees and increased restrictions, coupled with more competition from cash back credit cards, mean that airline reward credit cards are becoming the dinosaurs of the rewards card market

Credit card merchant fees are the latest target by legislators, consumer groups and retail trade groups, but I for one don't particularly mind these "behind the scene" fees for several reasons.

With a downturn in business travel, airlines are rolling out perks for fliers looking to make it the ever-rarified elite status. Deals are flowing online and redemptions for international travel are cheap.

Frequent Flyer Miles were supposed to save you cash, but not anymore. In an effort to curb fuel costs, many airlines are hiking up rates and charging unavoidable fees. Find out the details here.

Airline-loyalty efforts like frequent-flier programs may have more value than airlines' core businesses. Air Canada, the one big carrier that has separated the two, has proven this.

For years, consumers have complained that frequent-flier miles are too hard to use. Now, some airlines are making them easier to lose -- by imposing earlier expiration dates. Thankfully, there are some good workarounds.

Changes to loyalty programs are making maximizing the freebies earned from credit-card and travel companies more challenging.Ron Lieber's Loyalty Annual Report