Insurers are reworking their offerings to reduce risk on retirement products without losing consumer appeal.

In the coming months, we are likely to see public debate on regulation of financial services. A part of that will attempt to define and apply a fiduciary standard. Will it impact your adviser relationships? Learn to protect yourself.

Variable annuities, high fees included, have proven to be a great investment, and financial advisers are on the defensive to explain why they didn't sell more to their clients.

Try this quiz to see what you know—and don't know, because not knowing the fine print may leave you very disappointed when the annuities deliver less during market rallies than you expected.

Annuities could become the right investment with five necessary changes, according to Moshe Milevsky.

Beware of advertisements that don’t clearly identify the investment product or strategy being proposed. A lack of disclosure and transparency in an ad should be a red flag when it comes to the financial products and advisers consumers should consider.

One of the products that has been stung in the retirement product race are variable annuities with benefits for retirement income. Here are reasons why you don’t need an annuity, and some ideas to create a safer portfolio.

If the declining market has diminished your tolerance for investment risk, you are a prime target for variable annuity salespeople. Before buying, take time to understand features of these complex investment vehicles that salespeople may not discuss.

Variable annuities proved to be one of the best investments in the last decade, thanks to their guarantees.

Will new products combining life insurance or annuities with long-term-care insurance be the best choice for consumers? Robert Powell investigates.