The age 18 is really a false adulthood and time of independence, especially when it comes to insurance policies.

Comparing rates on car insurance is important, but your credit history may have even more influence than your driving history.

Apologizing after an auto incident, and other key phrases during incidents, can make processing your insurance claim a major struggle.

Jonathan Welsh answers readers' car questions.

Auto insurers track the claims made on certain car models to determine how to protect against future losses.

Your credit card can come to the rescue, if the car you rented gets damaged in an accident. But there are several ifs and buts, and it’s safer to read the fine print before you pay for a rental with a credit card.

Consumers are definitely getting proactive about negotiating rates on expenses like car insurance.  Here are some ideas on how to secure a better rate on your own insurance.

Going green - using less energy, driving less or buying an energy-efficient house - not only saves you money directly but can also cut your insurance premiums. Insurance companies are realizing that smarter consumers are also less risky.

Going green can get you points with your insurance company and save you some money.

Owning a car comes with lots of costs. Neal Templin talks about his family's experiences with teenage drivers.