Sunday Nov 1, 2009
The age 18 is really a false adulthood and time of independence, especially when it comes to insurance policies.
Wednesday Oct 7, 2009
Comparing rates on car insurance is important, but your credit history may have even more influence than your driving history.
Sunday Oct 4, 2009
Apologizing after an auto incident, and other key phrases during incidents, can make processing your insurance claim a major struggle.
Tuesday Sep 29, 2009
Jonathan Welsh answers readers' car questions.
Tuesday Sep 22, 2009
Auto insurers track the claims made on certain car models to determine how to protect against future losses.
Monday Jul 27, 2009
Your credit card can come to the rescue, if the car you rented gets damaged in an accident. But there are several ifs and buts, and it’s safer to read the fine print before you pay for a rental with a credit card.
Tuesday May 5, 2009
Consumers are definitely getting proactive about negotiating rates on expenses like car insurance. Here are some ideas on how to secure a better rate on your own insurance.
Thursday Apr 23, 2009
Going green - using less energy, driving less or buying an energy-efficient house - not only saves you money directly but can also cut your insurance premiums. Insurance companies are realizing that smarter consumers are also less risky.
Wednesday Apr 22, 2009
Going green can get you points with your insurance company and save you some money.
Thursday Feb 26, 2009
Owning a car comes with lots of costs. Neal Templin talks about his family's experiences with teenage drivers.
| Type | Today | Week Ago |
|---|---|---|
| 15 Year Fixed | 4.62%  |
4.67% |
| 30 Year Fixed | 5.15% | 5.15% |
| 1 Year ARM | 3.48% |
3.51% |
| 5/1 Year ARM | 3.62% |
3.68% |
| Type | Today | Week Ago |
|---|---|---|
| Line of Credit | 4.89%  |
4.88% |
| 10 Year Loan | 7.47% | 7.47% |
| 15 Year Loan | 7.61% |
7.60% |
| Type | Today | Week Ago |
|---|---|---|
| Interest Checking | 0.28% | 0.28% |
| Money Market/Savings | 0.38% | 0.38% |
| 12 Month CD | 1.13%  |
1.15% |
| 60 Month IRA CD | 2.40% |
2.41% |
| Type | Today | Week Ago |
|---|---|---|
| Cash Back Cards | 12.66% |
12.68% |
| No Annual Fee Cards | 12.08% |
11.97% |
| Reward Cards | 12.75% |
12.61% |
| Small Business Cards | 11.01% |
10.94% |
| Student Cards | 13.77% |
13.49% |
| Platinum Cards | 12.26% |
12.11% |
Very accurate article - here is the challenge there are roughly 60+ insurance carriers peddling insurance in the auto and home market - who the heck has that kind of time to shop? No one, and most consumers will get frustrated after about three. You can and will get better rates if you shop - but you could get the best rates if you could look at all of them based on your individual profile. That is why we launched our company and site. Depending on your geographic location, claim record, driving record, car, limits, credit, etc changes the game on who is the most cost effective for you. What is best for aunt Susie is not best for you. We started doing this with our business clients and it is amazing how much so many people were paying. The advertising of the top carriers you see is over $800,000 million a year - because this is a $160 billion dollar industry. See if you are with the most competitive - it's free to look - www.RateCraft.net