Tuesday Oct 13, 2009
Investors can use short-term bond funds, stable-value funds and CDs to protect their fixed-income assets when interest rates rise again.
Sunday Sep 27, 2009
Interest rates for no-penalty CDs have caught up to traditional ones, which have traditionally been depressed in exchange for quick access to cash.
Friday Sep 11, 2009
Credit unions are competing for your dollars, too, and often they are more flexible in their responses to their members’ needs. Here are a few cutting-edge credit unions products and services that are worth checking out.
Wednesday Jul 1, 2009
Discover Bank joined the crowd of companies offering breaks for customers who lose their jobs: this time, penalty-free CD withdrawals. Talk about a numbers game.
Tuesday Jun 23, 2009
Market-indexed CDs promise stock-market gains without any risk, plus FDIC insurance, but investors should be weary.
Tuesday Jun 9, 2009
Columnists Gail Liberman and Alan Lavine address consumer concerns about cashing checks at banks (not your own), brokerage fees and beneficiaries.
Friday Jun 5, 2009
Albert Eistein referred to the concept of "compounding" as one of the "Eight Wonders of the World." Find out how you can use the power of compounding to transform your investment portfolio.
Thursday May 21, 2009
A recent bill extends the FDIC-insurance limit to $250,000 until the end of 2013. But why not make it permanent?
Wednesday Apr 22, 2009
You've been able to bid on car insurance rates, airfares and home mortgages online and now you can bid on CDs. Just put in how much you want to deposit and for how long and wait to be presented with the best offer.
Wednesday Apr 8, 2009
The main factors differentiating and defining a certificate of deposit from a savings account are risk and accessibility.
| Type | Today | Week Ago |
|---|---|---|
| 15 Year Fixed | 4.62%  |
4.67% |
| 30 Year Fixed | 5.15% | 5.15% |
| 1 Year ARM | 3.48% |
3.51% |
| 5/1 Year ARM | 3.62% |
3.68% |
| Type | Today | Week Ago |
|---|---|---|
| Line of Credit | 4.89%  |
4.88% |
| 10 Year Loan | 7.47% | 7.47% |
| 15 Year Loan | 7.61% |
7.60% |
| Type | Today | Week Ago |
|---|---|---|
| Interest Checking | 0.28% | 0.28% |
| Money Market/Savings | 0.38% | 0.38% |
| 12 Month CD | 1.13%  |
1.15% |
| 60 Month IRA CD | 2.40% |
2.41% |
| Type | Today | Week Ago |
|---|---|---|
| Cash Back Cards | 12.66% |
12.68% |
| No Annual Fee Cards | 12.08% |
11.97% |
| Reward Cards | 12.75% |
12.61% |
| Small Business Cards | 11.01% |
10.94% |
| Student Cards | 13.77% |
13.49% |
| Platinum Cards | 12.26% |
12.11% |
Credit unions are the best, for the last 17 years I had been banking with credit unions, I did not pay a single penny in fees.