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You've been able to bid on car insurance rates, airfares and home mortgages online and now you can bid on CDs. Just put in how much you want to deposit and for how long and wait to be presented with the best offer.

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The appeal of low risk bonds has grown in the wake of this volitale stock market. CDs from banks and credit unions are backed by the FDIC have unusually high return yields as banks are hoping to generate deposits.

In the unstable market, certificates of deposit are becoming the most appealing place for investors to stash their cash. The Fed's rate cuts have driven down money-fund yields, but CDs have not have as dramatic rate drops. 

If you're looking to stash some cash, you need to find the best CD for your needs. FiLife built a tool that does just this. You enter your personal information and then we tell you what CD is best. Check it out.

What does FiLife's personal value and personal cost mean? Basically, we're finding the best deal for you and putting it into dollars.