Checking accounts are kind of like that busy entryway into a home – lots of activity and often a necessary gateway to get to other places. Most checking accounts are through august institutions, but recently some online-based banks have joined the fun, too. For most people, checking accounts are where they deposit paychecks, write checks, swipe their debit card and are the hub of their financial life.

5.0

Checking Plus by Citibank

This is a revolving line of credit, which is similar, in theory, to a credit-card. You can borrow ca... Read More »

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5.0

Citigold Checking by Citibank

This is Citi’s fanciest checking account, which pays slightly more in interest compared to its other... Read More »

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5.0

Free Checking by HSBC

HSBC’s Free Checking Account is exactly what it sounds like: no maintenance fees or minimum balances... Read More »

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5.0

Free Checking by USAA

Open only to USAA members - current and former U.S. military families, USAA offers Free Checking wit... Read More »

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4.5

My Access Checking by Bank of America

This is a no-frills, low-cost checking account. It’s free to open and maintain an account, you can w... Read More »

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4.0

Free Checking by Wachovia Bank

Wachovia Free Checking offers a free check card including Wachovia Possibilities Rewards, automat... Read More »

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4.0

Smart Solution Plus Checking by SunTrust Bank

With Smart Solution Checking, you get unlimited free check-writing privileges, as well as free SunTr... Read More »

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3.3

Free Checking with Direct Deposit by Chase

It’s hard to turn down anything that’s free. Just make sure that you set up a direct deposit (most l... Read More »

View all Checking Accounts offered by Chase »
3.0

Signature Advantage Checking by SunTrust Bank

Signature Advantage Checking is for those who plan to maintain a higher balance. It offers unlimited... Read More »

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3.0

Totally Free Checking by M&T Bank

Buffalo, New York-based M&T Bank offers M&T Totally Free Checking with no minimum balance and no ser... Read More »

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2.0

E*Trade Checking by E*Trade

E*Trade Checking doesn’t bear interest, comes with unlimited debit card and check transacti... Read More »

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2.0

Interest Checking by HSBC

HSBC’s Interest Checking Account is a basic low-interest account with a $3,000 minimum balance acros... Read More »

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2.0

The Citibank Account by Citibank

As long as you maintain an average balance of $6,000 across this and other Citi accounts, this full-... Read More »

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1.0

Checking Accounts by Indymac Bank

Indymac Bank offers three types of checking accounts: Premium Checking, Value Checking and Ultimate ... Read More »

1.0

Free Checking by Sovereign Bank

Both online and at 750 branches throughout the Northeast, Sovereign Bank offers Sovereign Free Check... Read More »

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1.0

Free Student Checking by Wachovia Bank

Free Student Checking with Wachovia means you get all the benefits of a Free Checking account and... Read More »

View all Checking Accounts offered by Wachovia Bank »
1.0

Student Checking Account by Key Bank

Students who are 16 and older are eligible for this free checking account that includes a KeyBank de... Read More »

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Question about Checking Accounts? Post a question to Ari, our Checking Accounts guru.

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Ari answered judy's question:

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judy asked:

joint checking to use in both usa and ecuador

Staff
Ari answered:

I posed this question to Citi. Remember that the account in Ecuador will be... Read More »

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Type Today Week Ago
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Line of Credit 5.27% Rates_up 5.26%
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Type Today Week Ago
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12 Month CD 2.54% Rates_deposit_up 2.53%
60 Month IRA CD 3.51% Rates_deposit_up 3.49%
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No Annual Fee Cards 11.28% Rates_up 11.27%
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Platinum Cards 11.40% Rates_up 11.38%
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The rate information on this page is powered by Informa Research Services, Inc. © 2008, and was last updated 08/20/2008 5:03:00 AM. This information has been obtained from various financial institutions, and Informa Research Services cannot guarantee its accuracy. The information includes financial product data that was in the Informa Research Services database at the time of publication, and may not reflect all of the products available in your region. Before acting on the information shown on this page, contact the financial institution to verify the accuracy of the data. When contacting financial institutions, always mention FiLife.com to ensure you receive the preferred Internet rate. Contact pduncan@informars.com to have your rates included in this chart.

Provided by Informa 08.20.08