Banks often automatically sign us up for overdraft protection and we're left to wonder if it's a good thing or not. The deal with overdraft protection is that it can save you the embarrassment of having your debit card denied at the cash register but it will cost you.
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Tuesday May 12, 2009
If you have credit problems or run up overdrafts most banks will not let you open a regular checking account. But you can still count on opening a second chance account.
Monday Apr 20, 2009
The rule of 72 is a good heuristic for estimating the doubling time of compound interest. Other rules are handy for estimating continuous compounding or the effects of inflation when your HP-12C isn't at hand.
Questions you should ask the bank before getting a checking account.
Finding a checking account that’s adequate is easy enough.
Wednesday Dec 10, 2008
Want to know more about the pros and cons of internet banking? FiLIfe Guru Ari Weinberg explains the issues you need to consider when opening a checking account online.
Wednesday Dec 10, 2008
A lot of banks offer college students good deals on student checking accounts. Thing is, you won't be a student for ever. Make sure you understand the rules about what happens to your money when you graduate before you sign up.
Checking accounts are some of the simplest – and least lucrative – financial accounts out there.
Be sure to consider a checking account’s interest rate and fees when shopping for a deal.
Thursday Oct 2, 2008
The idea of a teen checking account may seem counterintuitive, but they come with parental controls. Jennifer Openshaw lays out the key features and explains why having a checking account could be a good financial stepping stone for teens.
Monday Apr 20, 2009
Going away to college? Add “student checking account” to your packing list. Open your spirals and get ready to take notes on what to look for in selecting a student checking bank account.
| Type | Today | Week Ago |
|---|---|---|
| 15 Year Fixed | 5.01%  |
5.12% |
| 30 Year Fixed | 5.48% |
5.60% |
| 1 Year ARM | 3.79% |
3.80% |
| 5/1 Year ARM | 4.08% |
4.16% |
| Type | Today | Week Ago |
|---|---|---|
| Line of Credit | 4.79% | 4.79% |
| 10 Year Loan | 7.62% |
7.66% |
| 15 Year Loan | 7.75% |
7.79% |
| Type | Today | Week Ago |
|---|---|---|
| Interest Checking | 0.29% | 0.29% |
| Money Market/Savings | 0.42%  |
0.43% |
| 12 Month CD | 1.34% |
1.36% |
| 60 Month IRA CD | 2.45% | 2.45% |
| Type | Today | Week Ago |
|---|---|---|
| Cash Back Cards | 11.62%  |
11.49% |
| No Annual Fee Cards | 11.55% |
11.52% |
| Reward Cards | 12.08% |
12.02% |
| Small Business Cards | 10.88% | 10.88% |
| Student Cards | 14.85% | 14.85% |
| Platinum Cards | 11.58% |
11.54% |
