In these tough economic times, lenders are all the more careful before granting you a loan. Remember that their decision usually hinges on your credit score. Here is a list of red flags you should avoid to keep your loan prospects alive.

Credit card rebates, including cash and bonus air miles, come at a steeper price for many credit card customers. Here's some tips on how to benefit from the upside of these popular reward programs while limiting the downside.

Although Mr. Freeze was a lame Batman villain, you can now use chilling powers for financial good.

Balance transfer can be a smart way to handle credit card debt - as long as you do your homework and transfer your credit card debt to good credit card. Here are ten questions you should ask before making a balance transfer. A rotten credit card balance transfer deal will just lead to more debt.

If you are struggling to deal with debt, credit counseling could help you avoid bankruptcy. When should you opt for credit counseling to tide over your financial worries? Here is a look at the pros and cons of credit counseling.