In these tough economic times, lenders are all the more careful before granting you a loan. Remember that their decision usually hinges on your credit score. Here is a list of red flags you should avoid to keep your loan prospects alive.

Credit card rebates, including cash and bonus air miles, come at a steeper price for many credit card customers. Here's some tips on how to benefit from the upside of these popular reward programs while limiting the downside.

Although Mr. Freeze was a lame Batman villain, you can now use chilling powers for financial good.

  When not used to run up outsized debts, credit cards actually have some beneficial features. Along with items such as travel and rental car insurance, many credit cards offer income protection insurance to help customers cope with financial loss resulting from situations like unemployment and hospitalization. How to ...

Investors need to be careful about how much debt they carry and should start paying off larger balances, says Karen Blumenthal. In this financial crisis carrying a few thousand dollars in credit-card debt can be dangerous.

If you're sitting on credit card debt and have a decent credit history, chances are you can negotiate a better interest rate simply by picking up the phone. Credit card companies are well aware that their competitors' offers are filling up consumers' mailboxes nationwide, and that's good news for debtors eager to reduce their ...

If you are struggling to deal with debt, credit counseling could help you avoid bankruptcy. When should you opt for credit counseling to tide over your financial worries? Here is a look at the pros and cons of credit counseling.