New rules announced by the Fed will make it harder for banks to charge customers fees for overwithdrawing their accounts.

Given the turmoil in the credit card industry over the CARD Act, consumers should take this time to evaluate which credit cards are worth keeping.

Five Senate Democrats have introduced legislation that would limit the fees bank can charge customers. Customers would have to opt in to overdraft protection, and banks would face limits on how much and how often they can charge customers.

Consumers are cutting their credit use in anger against credit card issuers making drastic rate and fee changes.

The latest twist on credit card account closures involves card issuers closing out select credit card accounts without even warning you beforehand. Even consumers with good credit aren't immune.

With credit card companies scrambling to increase fees and rates before the Credit Card Act takes effect, Congress is looking to enforce the new rules sooner.

A pair of the nation 's largest banks have eased controversial overdraft rules for customers as the financial-services industry faces criticism over charging lucrative fees to boost sagging profits in the recession.

Credit-card users are increasingly irritated with issuers, especially those who hit them with unexpected rate hikes, late-payment fees and cuts in credit limits, J.D. Power and Associates said Tuesday.

As the new rules of the Credit CARD Act go into effect, consumers should be ready to face more fees and higher rates.

Citigroup is instituting annual fees on some current credit-card accounts in an attempt to offset new legislation that could dent its profits.